Back this week to the lack of organization in winterizing our RV. The start of this story was two weeks ago - http://wheredidileavethat.blogspot.com/2018/11/my-husband-said-it-will-only-take-hour.html
We are able to skip part of the process which involves emptying out the hot water tank as we don’t use it and keep it off line. Good thing as this involves opening the tank from the outside with a huge wrench and he has trouble doing so - often it takes both of us - so I never would be able to do it alone and he could not do it with his shoulder and arm as it is.
The rest of the process involves letting water out of the hot and cold taps in the sink, shower, outside shower and the toilet bowl. Due to not wanting to put water we don’t have to into the outgoing water tanks since they could not be drained, we used a box that we have which fits the sink to let the water out of the pipes - we use it for outgoing water if we travel after we winterized for the year and therefore could not use running water. We open all the taps one at time and let the water out. We did have to let the water in the toilet go down the tank. (Toilet looks similar to home toilets, but when flushed a trap door opens into the tank.) Then I have to use a wrench to open a cap on the pipe which comes from the water pump - under the bed in a cabinet - which means that I have to take the table top off the top of the cabinet and then the protective foam under it out - we shove them between the front seats, where the pillows, blankets, and mattress covers were moved when I unmade the bed.
There is a water pump in this area which normally would pump water from the clean water tanks to be used in any of the taps mentioned or the toilet. The first year we had the RV we had the dealer do the winterizing and show us how to do it. We also had it install a two way switch over for the pump to either draw water from the clean tanks or we could hook a hose to the other side of the switch over and have it draw the antifreeze from through the hose from the a bottle of antifreeze. I had to use an adjustable wrench to open the cap on the switch over. Husband handed me a 7 inch long wrench. The space in the cabinet seems to be between 7 and 7 and half inches tall - I could not get the wrench on, adjust it to size, and turn it to take off the cap. After much yelling between us - “I know how to use a wrench!” - we switched places and he took the cap off. I then attached the hose to the switch over and shoved the other end into the first bottle of anti-freeze.
Husband went around and opened each of the taps and ran the tap until it ran pink, the color of the anti-freeze. He did this with each tap in each of the 3 pairs of taps. I had to switch the bottle of anti-freeze twice while we were doing this. He then poured a bottle of the anti-freeze into the toilet bowl and let it into the tank under it - remember, he already put one bottle - a gallon - before. Normally we don’t put this much in the toilet tank, but we were worried about the water already in it freezing. He then stepped on the flush pedal and ran more of the antifreeze through the water pump until the water coming out of the pipe into the toilet bowl was also running pink.
We then disconnected the hose we were using and I put the cap back on the two way switch and switched it back to draw water from the clean water tanks.
Lastly we had to pour antifreeze down the sink drain and the shower drain in the floor. I poured out 2 separate cups of antifreeze first and poured the rest of a new bottle of anti-freeze partially in the floor shower drain and most of it down the sink drain (the two drains go to the same grey water tank). I then had to S L O W L Y pour one of the cups we set aside down the toilet drain and then the other down the sink drain. These are poured slowly so that it will stay in the traps (you know, the bend in the pipe that you see under the sink). Last thing I did was put pieces of pipe foam - you know - the tubes of plastic foam that is slit up one side and one puts on pipes in their house to keep the pipes and valves from freezing - over the valves related to the hot water tank. This tank and its pipes are just above the (uninsulated) floor and the valves in the pipes have frozen in the past until we started pieces these pieces of foam over them for the winter.
I then had to pack up everything we had used and put the bed - with the table top under it - back to where it belongs. Husband went into the house as he did not feel well - both because his shoulder and arm were hurting and he had bent down and was dizzy and nauseous as gets from same. I had to unplug the RV from where we plugged into our house electricity in our porch so that we could run the water pump without using up the battery’s charge. I put everything back in place inside the RV and then put stuff back in the porch that is kept there and put the wrench back in the garage workshop. I then took a last walk around the RV to make sure everything was put away - good thing - the driver’s side window looked funny - it was still open! I closed and walked around again.
We will have to call the RV dealer over the winter and make an appointment for next spring to have them take apart and find out what is wrong with the macerator and/or its pump. Hopefully we put enough anti-freeze in enough places to keep the rest of the system from freezing - and costing us even more money.
I will admit that after deducting the time we spent trying to get the water out of the black and grey tanks - trying to get the macerator and its pump to work, the rest of the process really did only take a little more than an hour.
After my complaints about using a wrench which was too long for the space - which apparently we don’t have one the correct length as previously he had not been able to find a short adjustable wrench which opened large enough - he is buying me a rather expensive (for us) 6 inch wrench as a Christmas gift. I guess this may be one year that I cannot say that I did not want anything and did not get a gift.
THOUGHT OF THE WEEK -
Procrastination can lead to panic. Try to get things done when they should be done.
It does turn out that we were lucky not to have gone on a trip after our last one. As it is we have two tanks that need to be empty with a bit of water and a much larger bit of anti-freeze. If we had gone on a trip after our last trip, when we went to dump the tanks at the end of the trip we would not have been able to do so. When we took the RV to the dealer we would have had to have them empty the tanks to work - and that would cost even more.
Thursday, November 29, 2018
Thursday, November 22, 2018
THANKSGIVING IS HERE AGAIN
For those of you in the U.S., Thanksgiving is tomorrow, at least as I write this (by the time you read this, it is probably today or yesterday for you). Rather than retell the story of organizing for Thanksgiving past, I will post links to my prior Thanksgiving posts at the end of this post.
This year is rather worse than even most recent years. Until this past Monday we were still debating - cook dinner or go to an Asian buffet (they do put out a turkey for carving - and each person carves their own serving).
On Monday we bought our turkey. It is from the same specialty supermarket that we bought from last year and the year before. Due to our letter about our problem last year with the turkey not being fully cooked (the breast was blood raw) after following their directions, they sent us a gift card for about 3 times the price of the turkey. So this year’s turkey (and next year’s and part of the year after’s turkey) was free. Due to the warnings this year about problems with turkeys and salmonella, I was concerned about putting the turkey - even though it is still in its packaging - on the right hand top shelf of our refrigerator, the only one tall enough to hold the turkey - even though it is lying down. So I was going to put it on one of my platters - but then realized that they are pottery and might absorb any leaks and any salmonella in the leaks. I thought and thought where I might have a large enough glass plate to hold it. So it is sitting on a lovely large dessert serving plate that we received as a wedding gift. (Yes, we have used it to serve dessert over the decades.) That left 2 small corners at the front of the shelf to put anything on it. Husband, a few weeks ago, had decided that the caffeinated diet soda he has at lunch made his shoulder/arm feel better. So we have a started bottle of decaf soda and one of caffeinated soda in the fridge. I put the decaf one on the right corner of the shelf. I then went to put the caffeinated one on the left corner of the shelf - I had forgotten that one of the reasons I hate this fridge (even before we bought it, but it was the closest to what I wanted that we could find in the emergency situation of our old one - around 30 years old - dying) is that the light bulb is in the front of it - in the middle of the fridge and one cannot put anything tall there - so the soda bottle could not go there. I managed to balance it - 3/4 of it on the center of the shelf and the front end sticking off. I warned husband - so he would be careful not to knock it off the shelf - and made him repeat to me what I said - so he cannot say I did not tell him. Of course right after this, he stopped drinking soda and switched to ice tea, so I have been drinking the decaf soda to get rid of the extra bottle. It is down enough that the bottle can lay on a lower shelf as there is so little soda left, it does not reach the neck of the bottle while it is lying down.
Yesterday (Tuesday) we went out shopping for the other things we need for the dinner. Of course the stores (we went to 2 different supermarkets and a Walmart) were jammed and out of things. I am annoyed that since we waited this long items - milk, stuffing, eggs and such - that I would normally buy in Walmart as they are cheaper there, had to bought at the supermarket and we probably blew at least $5 on the difference. (I think I have said that I am cheap.) We had to go out again today for items we did not find yesterday - another Walmart and a different supermarket. I never did get the mixed (green) beans I wanted. Somehow everything we picked is what he wanted, the mixed beans were what I wanted - plain green beans it is.
I have not cleared out the dining room yet. Nor have I cleared off the kitchen counters to have room to work. I guess whatever is in the way in the dining room will be pushed to far end - hey, it’s only us, I would like it nicer, but between dealing with his shoulder and the RV winterizing mess (which will be continued next week) I am soooo behind in getting ready. In reading my prior Thanksgiving posts (I found I already repeated myself at least once, and not repeating myself was why I read them) I was reminded that I have to go to the basement, move all the boxes of Christmas decorations in front of the very small closet that has our gas meter, a blanket cut in half for reenactments (in sealed plastic bags and rarely used kitchen stuff and get the platter for carving out and wash it.
I don’t know if you go shopping on Thanksgiving or Black Friday, we do not. Never found anything worth getting. I have to wonder if people buy new TVs every year as that always seems to be the big draw. Then again, as I have mentioned, we do very little gift shopping, as well as little shopping for us. For us if we are shopping something needs replacing or there is something very new (and not expensive) that husband has decided he needs.
Remember that what you buy has to be paid for and you don’t want to be in debt forever for something that is gone in a year or two or less. Also - everything you buy has to be stored - either by you or the person you give it to - think about that when buying items for yourself or as a gift. For example husband decided last week to buy a chair at Ikea. It is a small kitchen table chair and it has a low back and is smaller than our regular chairs. He had noticed the chairs at Wendys where we have lunch are more comfortable for his shoulder and arm - after jokes about maybe since we go there so office we can borrow/rent a chair from them, he decided to look in Ikea after dinner last week. Now, we are the type of people who can shop for a package of hair pins for a week or two, but he sat in several chairs and then announced one was perfect (and “only $39") and we bought it and assembled it that night and he loves it. This left me with the chair he used before (and hopefully will again). It is now in the dining room against the wall (we keep furniture against the wall in the colonial “room at rest” manner) - out of the way until we need it again and looks decorative.
THOUGHT FOR THE WEEK -
Those of you in the U.S. - have a nice Thanksgiving.
All of you - think before you shop during the holidays (and in general) before overspending or buying unneeded items which will quickly be unwanted - by yourself or as gifts. One of the movie theater chains we used to go to had a trailer to sell its gift cards for holiday gifts. It has people receiving gifts that were not appropriate and of course those who received their gift cards were happy. I will never forget one sequence - a man receives a sweater as a gift. The sweater is huge - his arms are lost in the sleeves and the sweater covers him to below his knees and he is so sad and upset and shaking his head. You don’t want to be the person who gives a gift like that! (And no, I am not pushing movie gift cards.)
Prior Thanksgiving posts -
http://wheredidileavethat.blogspot.com/2015/11/thanksgiving-and-other-holidays.html
http://wheredidileavethat.blogspot.com/2016/11/
http://wheredidileavethat.blogspot.com/2017/11/semi-unorganized-thanksgiving.html
This year is rather worse than even most recent years. Until this past Monday we were still debating - cook dinner or go to an Asian buffet (they do put out a turkey for carving - and each person carves their own serving).
On Monday we bought our turkey. It is from the same specialty supermarket that we bought from last year and the year before. Due to our letter about our problem last year with the turkey not being fully cooked (the breast was blood raw) after following their directions, they sent us a gift card for about 3 times the price of the turkey. So this year’s turkey (and next year’s and part of the year after’s turkey) was free. Due to the warnings this year about problems with turkeys and salmonella, I was concerned about putting the turkey - even though it is still in its packaging - on the right hand top shelf of our refrigerator, the only one tall enough to hold the turkey - even though it is lying down. So I was going to put it on one of my platters - but then realized that they are pottery and might absorb any leaks and any salmonella in the leaks. I thought and thought where I might have a large enough glass plate to hold it. So it is sitting on a lovely large dessert serving plate that we received as a wedding gift. (Yes, we have used it to serve dessert over the decades.) That left 2 small corners at the front of the shelf to put anything on it. Husband, a few weeks ago, had decided that the caffeinated diet soda he has at lunch made his shoulder/arm feel better. So we have a started bottle of decaf soda and one of caffeinated soda in the fridge. I put the decaf one on the right corner of the shelf. I then went to put the caffeinated one on the left corner of the shelf - I had forgotten that one of the reasons I hate this fridge (even before we bought it, but it was the closest to what I wanted that we could find in the emergency situation of our old one - around 30 years old - dying) is that the light bulb is in the front of it - in the middle of the fridge and one cannot put anything tall there - so the soda bottle could not go there. I managed to balance it - 3/4 of it on the center of the shelf and the front end sticking off. I warned husband - so he would be careful not to knock it off the shelf - and made him repeat to me what I said - so he cannot say I did not tell him. Of course right after this, he stopped drinking soda and switched to ice tea, so I have been drinking the decaf soda to get rid of the extra bottle. It is down enough that the bottle can lay on a lower shelf as there is so little soda left, it does not reach the neck of the bottle while it is lying down.
Yesterday (Tuesday) we went out shopping for the other things we need for the dinner. Of course the stores (we went to 2 different supermarkets and a Walmart) were jammed and out of things. I am annoyed that since we waited this long items - milk, stuffing, eggs and such - that I would normally buy in Walmart as they are cheaper there, had to bought at the supermarket and we probably blew at least $5 on the difference. (I think I have said that I am cheap.) We had to go out again today for items we did not find yesterday - another Walmart and a different supermarket. I never did get the mixed (green) beans I wanted. Somehow everything we picked is what he wanted, the mixed beans were what I wanted - plain green beans it is.
I have not cleared out the dining room yet. Nor have I cleared off the kitchen counters to have room to work. I guess whatever is in the way in the dining room will be pushed to far end - hey, it’s only us, I would like it nicer, but between dealing with his shoulder and the RV winterizing mess (which will be continued next week) I am soooo behind in getting ready. In reading my prior Thanksgiving posts (I found I already repeated myself at least once, and not repeating myself was why I read them) I was reminded that I have to go to the basement, move all the boxes of Christmas decorations in front of the very small closet that has our gas meter, a blanket cut in half for reenactments (in sealed plastic bags and rarely used kitchen stuff and get the platter for carving out and wash it.
I don’t know if you go shopping on Thanksgiving or Black Friday, we do not. Never found anything worth getting. I have to wonder if people buy new TVs every year as that always seems to be the big draw. Then again, as I have mentioned, we do very little gift shopping, as well as little shopping for us. For us if we are shopping something needs replacing or there is something very new (and not expensive) that husband has decided he needs.
Remember that what you buy has to be paid for and you don’t want to be in debt forever for something that is gone in a year or two or less. Also - everything you buy has to be stored - either by you or the person you give it to - think about that when buying items for yourself or as a gift. For example husband decided last week to buy a chair at Ikea. It is a small kitchen table chair and it has a low back and is smaller than our regular chairs. He had noticed the chairs at Wendys where we have lunch are more comfortable for his shoulder and arm - after jokes about maybe since we go there so office we can borrow/rent a chair from them, he decided to look in Ikea after dinner last week. Now, we are the type of people who can shop for a package of hair pins for a week or two, but he sat in several chairs and then announced one was perfect (and “only $39") and we bought it and assembled it that night and he loves it. This left me with the chair he used before (and hopefully will again). It is now in the dining room against the wall (we keep furniture against the wall in the colonial “room at rest” manner) - out of the way until we need it again and looks decorative.
THOUGHT FOR THE WEEK -
Those of you in the U.S. - have a nice Thanksgiving.
All of you - think before you shop during the holidays (and in general) before overspending or buying unneeded items which will quickly be unwanted - by yourself or as gifts. One of the movie theater chains we used to go to had a trailer to sell its gift cards for holiday gifts. It has people receiving gifts that were not appropriate and of course those who received their gift cards were happy. I will never forget one sequence - a man receives a sweater as a gift. The sweater is huge - his arms are lost in the sleeves and the sweater covers him to below his knees and he is so sad and upset and shaking his head. You don’t want to be the person who gives a gift like that! (And no, I am not pushing movie gift cards.)
Prior Thanksgiving posts -
http://wheredidileavethat.blogspot.com/2015/11/thanksgiving-and-other-holidays.html
http://wheredidileavethat.blogspot.com/2016/11/
http://wheredidileavethat.blogspot.com/2017/11/semi-unorganized-thanksgiving.html
Thursday, November 15, 2018
MY HUSBAND SAID - IT WILL ONLY TAKE AN HOUR - PART 1
First - I hope any of you in California and those you know are safe from the fires.
I have mentioned before that we have a very small RV (it is a conversion of a Chevy Express van so I do mean small). Those of you who live in the colder areas understand that in cold weather unprotected water pipes can freeze and cause damage. To prevent this in an RV (or a travel trailer or boat which has plumbing) one has to winterize the water system in the fall before it gets too cold. Too cold according to my husband is 2 nights in a row under 28F, without it getting into the 40Fs during the days. At this point water will be freezing in the water system of the RV.
Winterizing is a fairly straight forward process - all the water in the pipes and tanks has to be drained out and then a non-toxic anti-freeze (mostly alcohol - no, not the drinkable kind) has to be run through the system. It really should only take about an hour - but hey, this is us.
At the end of October when it was still in the 50Fs I suggested to husband that we do the winterizing since we were not going to use the RV due to his shoulder and arm pain. We normally due this early in November. He replied that we had plenty of time - I suggested that doing it in relatively warmer weather was better. He said to wait until he felt better. This is one of the few maintenance tasks that we do ourselves on the RV that I cannot do on my own. (Husband has been surprised this past month and a half that I can do the tasks we do together on my own.)
Well, last weekend the weather report was for a night below freezing and that the weather would not improve much this week - going into rain on Tuesday. So, now in panic we had to winterize the RV on Monday. Luckily husband had listened to me when I suggested buying the antifreeze last month and we had bought 3 one gallon bottles plus we had one full bottle and one at least half full bottle left over last year.
First thing we had to do was the result of our not having traveled in September or October. We anticipated at least one more trip when we went away on our last (one night) August trip. The black and grey water tanks (outgoing water) have to be dumped. While we dumped them before we left for home on our last trip, we also added some clean water into them as they cannot be without water (or antifreeze) in it. Generally on our last trip of the season we would not have added this water into the tanks. So we had to dump the tanks.
Well, we thought this was the first thing. Since we had planned to travel again and had been away for at most a total of 5 nights, we had left the bed made. So first I had to unmake and disassemble the bed. Why? The bed is on top of two cabinets (when not a bed it is similar to a restaurant booth - a seats on top of a cabinet on each side of the RV in the rear section and then wooden boards go between, the side seats slide together onto these boards and then the bench backs are laid down along the walls to form the bed) This all has to be reversed to unmake the bed.
So I strip the sheets and pillow cases and bag them in a laundry bag - throw in front of the RV. I then fold the blankets and the mattress covers and with the pillows to the same side of the bed (his side or my side) I bag them in extra large laundry bags and then put those in extra large plastic bags and seal them closed for the winter. I use twin sheets, blankets and mattress covers as it is easier to make up each half of the bed separately. The bags with the pillows etc. each go on one of the front seats. I then lift up the back of the bench on “my side”of the bed and put it on the main mattress piece and push the bottom end (where I am) to the side which lets me pull out the first wooden board from the center and set it aside. I then squeeze in and pull out the second board. I can then reach a small section of the mattress which sits along the rear corner of the RV (head of the bed as we sleep with our heads to the back of the RV) and put that also on the main piece. I can now push the main piece into the bench position on the cabinet on that side. I remove a small additional center mattress insert from between the two sides and put it and the two large pieces of wood under the mattress piece.
I then take the back piece from his side of the bed and put it on mine. I take the matching small back corner piece and put it on mine. This leaves his main mattress piece - the bench seat. Problem is that my side of the bed and its bench is about 3 inches shorter than his in length. So I can not put it on my side, I have to put the rear van end (head of the bed) on mine and with it on a catty corner angle make room to be able to later get to the front end of the cabinet under his mattress as that is where the water system is accessed. This has taken about a half hour.
The water from the fresh water tanks had been let out after our return home - that water can be allowed to run down the driveway as it is clean water, the water from the grey and black tanks cannot be allowed to run. So when we do this at home we have the dump system pump the water into a bucket which is then carried into the house and flushed down the toilet. (If you have been in an RV our has different dump system - instead of it all running out by gravity, ours has a macerator and pump and the contents are pumped out and ground up. Normally he would carry the bucket, this time I had to.
We set it all up on the driveway and I was holding the hose into the bucket while he pushed the button on the side of the driver’s seat to run the pump. He pushes it - nothing happens. Repeat - nothing happens. Repeat - nothing happens. Husband goes into panic mode. Maybe we didn’t put water in it when we pumped it out? He adds a gallon of antifreeze. He pushes the button - nothing happens. More panic. Then he thinks - maybe there is not enough water in it as the RV is on the driveway on an uphill angle and the water is sitting at the other end of the tank. He has me take out our levelers - this are rounded bottom plastic pieces with a thin end graduated to a thick end. One is put in front of the rear tires (or the front ones - in this case the rear ones) and then he slowly drives onto them until the RV is level. Chucks are put under the thin end which is now raised in the air - lifting the tires up off the group. We do this. I hate doing this as I am the one who has to slip the chucks under it and then has to remove the chucks from it - we were going to put strings on the chucks so I would not have to put my hands and arms under the RV to remove them, but of course have not gotten around to it. So the RV was sort of level (we can only raise it so much). I hold the hose in the bucket, he pushes the button. Nothing happens. Repeat. Finally remove the chucks and drive off the levelers.
When we last dumped the tanks the pump sounded funny, it seemed to go to quickly, and there was no need to give short pumps at the end. Maybe the macerator is broken and/or pump is broken? That’s a big expense.
New idea. Maybe something is stuck in the macerator? There is a handle to rotate it and clear it - under the RV. I have lain down before and looked at what was underneath as husband would get ill if he did so and I did have to find the cap to remove to let the clean the water out when we are done with using the tanks. I knew where the handle was. As a matter of fact during this past summer husband and I had a conversation about the handle as someone had figured out how to make a clean out from the macerator directly and let the tank contents out by gravity. The handle is on the driver’s side of the RV - the macerator is under the passenger side. We have had this discussion at least 3 times in the past. He tells me to turn the handle and insists it is on the passenger side. It is fall. The driveway is covered in leaves. I don’t want to lie down in the leaves. He gets a broom and sweeps them away as I humor him by lying down and looking on the wrong side for the handle. Then the leaves have to be cleared off the driveway on the correct side. Problem here is the driveway is wet from our attempts to dump - and I AM NOT GOING TO LIE IN THAT WATER. So I am lying on my wrong side. Next problem. I am short and have short arms so I can barely reach the handle and. I manage to grab it and push it and I think it engaged. I turn it. I cannot keep it pushed and turn it at the same time, but attempt it several times. Guess what - yes, when we try to dump again it still does not work. Husband figures that maybe the water in the macerator (there is always some which is why we are suppose to get anti-freeze in it to replace the water which will be pushed out by the pump) froze.
We realize that we cannot do anything with pump and macerator and - luckily for me - we both have the same idea to move on to the rest of the process. We have used about 2.5 hours doing this. He drives the RV back into its normal position on the driveway to do the rest - most - of the process which remains.
To be continued -
I have mentioned before that we have a very small RV (it is a conversion of a Chevy Express van so I do mean small). Those of you who live in the colder areas understand that in cold weather unprotected water pipes can freeze and cause damage. To prevent this in an RV (or a travel trailer or boat which has plumbing) one has to winterize the water system in the fall before it gets too cold. Too cold according to my husband is 2 nights in a row under 28F, without it getting into the 40Fs during the days. At this point water will be freezing in the water system of the RV.
Winterizing is a fairly straight forward process - all the water in the pipes and tanks has to be drained out and then a non-toxic anti-freeze (mostly alcohol - no, not the drinkable kind) has to be run through the system. It really should only take about an hour - but hey, this is us.
At the end of October when it was still in the 50Fs I suggested to husband that we do the winterizing since we were not going to use the RV due to his shoulder and arm pain. We normally due this early in November. He replied that we had plenty of time - I suggested that doing it in relatively warmer weather was better. He said to wait until he felt better. This is one of the few maintenance tasks that we do ourselves on the RV that I cannot do on my own. (Husband has been surprised this past month and a half that I can do the tasks we do together on my own.)
Well, last weekend the weather report was for a night below freezing and that the weather would not improve much this week - going into rain on Tuesday. So, now in panic we had to winterize the RV on Monday. Luckily husband had listened to me when I suggested buying the antifreeze last month and we had bought 3 one gallon bottles plus we had one full bottle and one at least half full bottle left over last year.
First thing we had to do was the result of our not having traveled in September or October. We anticipated at least one more trip when we went away on our last (one night) August trip. The black and grey water tanks (outgoing water) have to be dumped. While we dumped them before we left for home on our last trip, we also added some clean water into them as they cannot be without water (or antifreeze) in it. Generally on our last trip of the season we would not have added this water into the tanks. So we had to dump the tanks.
Well, we thought this was the first thing. Since we had planned to travel again and had been away for at most a total of 5 nights, we had left the bed made. So first I had to unmake and disassemble the bed. Why? The bed is on top of two cabinets (when not a bed it is similar to a restaurant booth - a seats on top of a cabinet on each side of the RV in the rear section and then wooden boards go between, the side seats slide together onto these boards and then the bench backs are laid down along the walls to form the bed) This all has to be reversed to unmake the bed.
So I strip the sheets and pillow cases and bag them in a laundry bag - throw in front of the RV. I then fold the blankets and the mattress covers and with the pillows to the same side of the bed (his side or my side) I bag them in extra large laundry bags and then put those in extra large plastic bags and seal them closed for the winter. I use twin sheets, blankets and mattress covers as it is easier to make up each half of the bed separately. The bags with the pillows etc. each go on one of the front seats. I then lift up the back of the bench on “my side”of the bed and put it on the main mattress piece and push the bottom end (where I am) to the side which lets me pull out the first wooden board from the center and set it aside. I then squeeze in and pull out the second board. I can then reach a small section of the mattress which sits along the rear corner of the RV (head of the bed as we sleep with our heads to the back of the RV) and put that also on the main piece. I can now push the main piece into the bench position on the cabinet on that side. I remove a small additional center mattress insert from between the two sides and put it and the two large pieces of wood under the mattress piece.
I then take the back piece from his side of the bed and put it on mine. I take the matching small back corner piece and put it on mine. This leaves his main mattress piece - the bench seat. Problem is that my side of the bed and its bench is about 3 inches shorter than his in length. So I can not put it on my side, I have to put the rear van end (head of the bed) on mine and with it on a catty corner angle make room to be able to later get to the front end of the cabinet under his mattress as that is where the water system is accessed. This has taken about a half hour.
The water from the fresh water tanks had been let out after our return home - that water can be allowed to run down the driveway as it is clean water, the water from the grey and black tanks cannot be allowed to run. So when we do this at home we have the dump system pump the water into a bucket which is then carried into the house and flushed down the toilet. (If you have been in an RV our has different dump system - instead of it all running out by gravity, ours has a macerator and pump and the contents are pumped out and ground up. Normally he would carry the bucket, this time I had to.
We set it all up on the driveway and I was holding the hose into the bucket while he pushed the button on the side of the driver’s seat to run the pump. He pushes it - nothing happens. Repeat - nothing happens. Repeat - nothing happens. Husband goes into panic mode. Maybe we didn’t put water in it when we pumped it out? He adds a gallon of antifreeze. He pushes the button - nothing happens. More panic. Then he thinks - maybe there is not enough water in it as the RV is on the driveway on an uphill angle and the water is sitting at the other end of the tank. He has me take out our levelers - this are rounded bottom plastic pieces with a thin end graduated to a thick end. One is put in front of the rear tires (or the front ones - in this case the rear ones) and then he slowly drives onto them until the RV is level. Chucks are put under the thin end which is now raised in the air - lifting the tires up off the group. We do this. I hate doing this as I am the one who has to slip the chucks under it and then has to remove the chucks from it - we were going to put strings on the chucks so I would not have to put my hands and arms under the RV to remove them, but of course have not gotten around to it. So the RV was sort of level (we can only raise it so much). I hold the hose in the bucket, he pushes the button. Nothing happens. Repeat. Finally remove the chucks and drive off the levelers.
When we last dumped the tanks the pump sounded funny, it seemed to go to quickly, and there was no need to give short pumps at the end. Maybe the macerator is broken and/or pump is broken? That’s a big expense.
New idea. Maybe something is stuck in the macerator? There is a handle to rotate it and clear it - under the RV. I have lain down before and looked at what was underneath as husband would get ill if he did so and I did have to find the cap to remove to let the clean the water out when we are done with using the tanks. I knew where the handle was. As a matter of fact during this past summer husband and I had a conversation about the handle as someone had figured out how to make a clean out from the macerator directly and let the tank contents out by gravity. The handle is on the driver’s side of the RV - the macerator is under the passenger side. We have had this discussion at least 3 times in the past. He tells me to turn the handle and insists it is on the passenger side. It is fall. The driveway is covered in leaves. I don’t want to lie down in the leaves. He gets a broom and sweeps them away as I humor him by lying down and looking on the wrong side for the handle. Then the leaves have to be cleared off the driveway on the correct side. Problem here is the driveway is wet from our attempts to dump - and I AM NOT GOING TO LIE IN THAT WATER. So I am lying on my wrong side. Next problem. I am short and have short arms so I can barely reach the handle and. I manage to grab it and push it and I think it engaged. I turn it. I cannot keep it pushed and turn it at the same time, but attempt it several times. Guess what - yes, when we try to dump again it still does not work. Husband figures that maybe the water in the macerator (there is always some which is why we are suppose to get anti-freeze in it to replace the water which will be pushed out by the pump) froze.
We realize that we cannot do anything with pump and macerator and - luckily for me - we both have the same idea to move on to the rest of the process. We have used about 2.5 hours doing this. He drives the RV back into its normal position on the driveway to do the rest - most - of the process which remains.
To be continued -
Thursday, November 8, 2018
PROCRASTINATION
I have been making phone calls that have been sitting waiting to be done as long as we have been in the house.
When we picked up our prescriptions after going to doctor one of mine came up showing I owed $45 on it - it is suppose to be covered in full by my insurance. I had expected a $5 charge as husband had when he picked up this prescription for the first time on this insurance, which was later refunded to us as he did not owe it - but $45? Pharmacist said that I had to talk to the company, so I finally had a chance today. They don’t know why - they have to talk to, yes, the pharmacist about it! So next time we go in I have to tell them to call the insurance company about it. Both husband and I have the same prescription, so I am taking some of his in the meantime (90 day renewal, so there are enough for now until this is resolved).
I also called about the annual service for our furnace. We used to be called by the company each year to have this done - often in the spring or early summer. When I went looking to see when the last service had been done it was done in October 2016! 2 years with no service on the furnace, not only we did pay for the service last year as part of our service contract and did not get what we paid for - one of the things done in the service is to check for carbon monoxide. So I finally called yesterday to find out what was going on and to make an appointment. The cheerful voice on the other end told me that it was no trouble to make the appointment for the service - the next one is February 26! I repeated the date to her with emphasis on the February and she said yes. A conversation then followed about why have they not called us to do the service and I was told that it is my responsibility - never was before - why now? The company was joined into another company and the new company has its own rules, but never told us about the change. We buy our oil and have our furnace contract through membership in a non-profit co-op group and I have written letter complaining to same - after greatly complementing the old company which gave us great service and helped us out with two emergencies over the years, oh wait, I just remembered a 3rd emergency they helped us with. I mentioned that my mother-in-law had a different oil company and the water tank for her furnace fell on it and broke it. Her company told her that they don’t do replacements - too bad. I called ours and within 3 days she had a new furnace installed - and they had a new customer. A couple of years ago I found an oil leak in our oil tank - in our basement - at 1 am on a Friday night. Someone was sent to plug the leak. A huge snow storm was to hit on Monday - over the weekend a new oil tank was installed. The one I forgot was about 15 years ago our hot water heater (which is natural gas not oil and not serviced by this company) died and flooded the basement also on a Friday night. We had plans for Saturday and husband saw our plans gone and us spending the day shopping and making arrangements for a new water heater. I figured I had nothing to lose and called our oil company - by 1pm we had a new water heater installed and we were off to do what we planned to do - late, but with plenty of time. What a difference between the old and new company.
I have to make a call tomorrow - I had been called by the parks department that my embroidery group gets a room from for meetings. I telephoned the woman back, got her voice mail, and left the information she requested - an email address. It is time to do the renewal paperwork for the meeting room for next year and I figured I would be receiving it by email (and the town would save the cost of mailing it), but I have not heard back from her and will try calling her again and ask if she has the information to please either leave a message on my phone or send an email so I know she has it.
On the other hand, I waited too long to call about my eyeglasses. Last year (2017) in June I bought new eyeglasses which change in the sun to sunglasses. I have had glasses like these for decades and never had a problem with them. These did not change. At first I figured they needed some time - this has happened in the past - then suddenly it was this July. I went back to the optician and was told it was past the one year for the warranty. He did try to help me and said that the glasses changed a bit under his lights and I should try putting them in the freezer overnight. I thought this strange, but saw it in articles and tried it. First time the glasses changed to the lightest shade of grey. Tried two more times and nothing happened. He had told me to call him if it did not work. Due to procrastination and life I did not have a chance to call him - until I was stuck in the house with husband - 3 months after I had been in. So, now I have a spare of eyeglasses which do not change color - just stay the lightest bit of yellow and I will have to decide if I want to spend all that money again on a new pair that changes color and make sure it does or go back right away. I figure I will wait until just before spring to decide as I won’t need them during the winter.
I also have to call our eye doctor and make an appointment for both of us to see him. I had planned to call just about when all this happened last month. Appointments for routine eye exams are usually about a month after I call. Now I have a problem. I am not sure if husband can deal with driving out to him - about 45 minutes to an hour - followed by our going to stores slightly further out near the doctor and walking around for a few hours until the eye drops wear off. I hate to make appointments and then have to cancel them - but then again, if wait until January there may be snow and that would be a problem to drive out there in same.
THOUGHT OF THE WEEK -
Try not to procrastinate - we all do and I can be the queen of procrastination - believe me. (I have to take 20 hours of online classes for work - this year I made sure to pay for them early so I would not be taking them all in November and December again - still have not taken any and they have to be finished by the end of December - or else.)
Procrastination can result in an oil burner not being serviced and inspected for two years - two and half by the time they come. If I wait to hear back about the meeting room - we might lose it and have no where to meet next year. If I had followed up on the eyeglasses sooner I would have glasses that do what I need them for (or a refund) instead of a unneeded spare pair and having to spend more to get yet another pair. And if I had called the medical insurance right away I would not be going back and having to explain the problem, as I am sure it has been forgotten by now as they are so busy at the pharmacy.
When we picked up our prescriptions after going to doctor one of mine came up showing I owed $45 on it - it is suppose to be covered in full by my insurance. I had expected a $5 charge as husband had when he picked up this prescription for the first time on this insurance, which was later refunded to us as he did not owe it - but $45? Pharmacist said that I had to talk to the company, so I finally had a chance today. They don’t know why - they have to talk to, yes, the pharmacist about it! So next time we go in I have to tell them to call the insurance company about it. Both husband and I have the same prescription, so I am taking some of his in the meantime (90 day renewal, so there are enough for now until this is resolved).
I also called about the annual service for our furnace. We used to be called by the company each year to have this done - often in the spring or early summer. When I went looking to see when the last service had been done it was done in October 2016! 2 years with no service on the furnace, not only we did pay for the service last year as part of our service contract and did not get what we paid for - one of the things done in the service is to check for carbon monoxide. So I finally called yesterday to find out what was going on and to make an appointment. The cheerful voice on the other end told me that it was no trouble to make the appointment for the service - the next one is February 26! I repeated the date to her with emphasis on the February and she said yes. A conversation then followed about why have they not called us to do the service and I was told that it is my responsibility - never was before - why now? The company was joined into another company and the new company has its own rules, but never told us about the change. We buy our oil and have our furnace contract through membership in a non-profit co-op group and I have written letter complaining to same - after greatly complementing the old company which gave us great service and helped us out with two emergencies over the years, oh wait, I just remembered a 3rd emergency they helped us with. I mentioned that my mother-in-law had a different oil company and the water tank for her furnace fell on it and broke it. Her company told her that they don’t do replacements - too bad. I called ours and within 3 days she had a new furnace installed - and they had a new customer. A couple of years ago I found an oil leak in our oil tank - in our basement - at 1 am on a Friday night. Someone was sent to plug the leak. A huge snow storm was to hit on Monday - over the weekend a new oil tank was installed. The one I forgot was about 15 years ago our hot water heater (which is natural gas not oil and not serviced by this company) died and flooded the basement also on a Friday night. We had plans for Saturday and husband saw our plans gone and us spending the day shopping and making arrangements for a new water heater. I figured I had nothing to lose and called our oil company - by 1pm we had a new water heater installed and we were off to do what we planned to do - late, but with plenty of time. What a difference between the old and new company.
I have to make a call tomorrow - I had been called by the parks department that my embroidery group gets a room from for meetings. I telephoned the woman back, got her voice mail, and left the information she requested - an email address. It is time to do the renewal paperwork for the meeting room for next year and I figured I would be receiving it by email (and the town would save the cost of mailing it), but I have not heard back from her and will try calling her again and ask if she has the information to please either leave a message on my phone or send an email so I know she has it.
On the other hand, I waited too long to call about my eyeglasses. Last year (2017) in June I bought new eyeglasses which change in the sun to sunglasses. I have had glasses like these for decades and never had a problem with them. These did not change. At first I figured they needed some time - this has happened in the past - then suddenly it was this July. I went back to the optician and was told it was past the one year for the warranty. He did try to help me and said that the glasses changed a bit under his lights and I should try putting them in the freezer overnight. I thought this strange, but saw it in articles and tried it. First time the glasses changed to the lightest shade of grey. Tried two more times and nothing happened. He had told me to call him if it did not work. Due to procrastination and life I did not have a chance to call him - until I was stuck in the house with husband - 3 months after I had been in. So, now I have a spare of eyeglasses which do not change color - just stay the lightest bit of yellow and I will have to decide if I want to spend all that money again on a new pair that changes color and make sure it does or go back right away. I figure I will wait until just before spring to decide as I won’t need them during the winter.
I also have to call our eye doctor and make an appointment for both of us to see him. I had planned to call just about when all this happened last month. Appointments for routine eye exams are usually about a month after I call. Now I have a problem. I am not sure if husband can deal with driving out to him - about 45 minutes to an hour - followed by our going to stores slightly further out near the doctor and walking around for a few hours until the eye drops wear off. I hate to make appointments and then have to cancel them - but then again, if wait until January there may be snow and that would be a problem to drive out there in same.
THOUGHT OF THE WEEK -
Try not to procrastinate - we all do and I can be the queen of procrastination - believe me. (I have to take 20 hours of online classes for work - this year I made sure to pay for them early so I would not be taking them all in November and December again - still have not taken any and they have to be finished by the end of December - or else.)
Procrastination can result in an oil burner not being serviced and inspected for two years - two and half by the time they come. If I wait to hear back about the meeting room - we might lose it and have no where to meet next year. If I had followed up on the eyeglasses sooner I would have glasses that do what I need them for (or a refund) instead of a unneeded spare pair and having to spend more to get yet another pair. And if I had called the medical insurance right away I would not be going back and having to explain the problem, as I am sure it has been forgotten by now as they are so busy at the pharmacy.
Thursday, November 1, 2018
HALLOWEEN HERE - HOLIDAYS COMING
Well it is Halloween. For the first time in many years (at least a couple of decades) we are home and not in Pennsylvania. We normally go away for my birthday as I don’t like all the Halloween stuff being associated it with it - including not being able to go out for a nice dinner other than at an Asian restaurant - and while it is everywhere, there is a lot less in the area we go to and we can walk into local restaurants and not be served by a science experiment gone wrong covered in blood - ick. Since husband’s shoulder still has not healed he could not drive anywhere near that far and he cannot ride when someone else drives, so here we are.
What surprised me the most was the total lack of trick or treaters. Even when we were home for Halloween we had no trick or treaters until the woman next door to us had her son and his family - including his young daughter - move in and then she came by for a couple of years until they moved. Then the house beyond that one had a new family move in - they had 3 children and we had the children and maybe a couple of their friends come by for maybe 3 years. The street is 4 lanes, so the family that lived across the street never came here - too dangerous to cross the street. We live on a main street with only these children on it in the past and since we did not know the families on the streets near us I figured that we did not have trick or treaters as they did not know us.
But now there is a new family in the house on either side of us and I figured that they would come by. They did not. What surprised us even more is that when we driving home from running errands and lunch - around 3:30 pm (which is when I would have been out making the rounds as a child) and later when we went out to pick up Chinese takeout for dinner - we did not see one child (or adult) in costumes walking around.
Later, after dinner, I read the regional newspaper (yes, I still read the “dead tree” newspaper) there was an article on how most of the neighborhoods no longer have trick or treaters going around. Parents and schools have apparently decided (and rightly so) for safety in today’s world to have parties at the schools or what is called “trunk and treat” at the schools or other location rather than the children going around house to house. This eliminates the danger of children out alone - and possibly in the dark - as well as what strangers might give the children. In thinking about it I realized that I had not seen any of the usual - “Bring your candy to the hospital and we will X-ray it for you.”
For those of you who might not know about trunk and treat - groups of families get together in parking lot at a school, park, or shopping center. The cars are decorated for the holiday and the trunk (or hatch) is open and the children go from car to car for their trick or treating and possibly other activities. Parents know who the other participants are and the children have fun and are safe. The first time I saw this was the Halloween 2 days after Superstorm Sandy. There were few people out and about and we had gasoline shortages and major electric outages. Sidewalks were not safe to walk on due to trees and limbs - and wires which had fallen down. I thought this a great idea for the children. I did not know at the time that it was something being done otherwise than the storm.
Have you noticed a lack of trick or treaters in your area in recent years - or is this area an anomaly?
THOUGHT OF THE WEEK -
If it is Halloween than the start of the end of the year holiday season is starting - if not already started. As we head into the end of year holiday season, think. Don’t overdo. Think “less is more”. Buy less items (oh, the retail industry will hate me) but think more about what you do buy. I tend to be very conservative in gift giving and have pushed husband in that direction.
His sister goes the opposite way and buys each of her two daughters, umm, I mean Santa brings each of her two daughters 64 gifts. Huh? Yes 64 gifts - and I don’t mean small ones. Sister in law has some idea stuck in her head that she received same each year as a child - I knew her then, she did not - and feels she must do this for her daughters. I have even seen her give duplicate gifts to them as she forgot she already bought the same or very similar gift the same year. Their grandmother (on their dad’s side) goes into debt that she cannot afford to buy them even more.
As a result the girls do not value what they have received - or even remember what they have received. The two girls are adopted from China. When the older one was younger (she is a teenager now) we bought her an Asian faced Cabbage Patch Kid. Her grandmother also did so. A couple of years later she was at our house and I was playing with my Cabbage Patch Dolls with her. (No children, so dolls and bears are my substitute - when I play with the dolls with our nieces I am the nice aunt, if I play with them alone, I am “the crazy lady”.) Niece said to me “I wish I had a doll like these.” I told her that she two of them - and she was shocked. They were “on the pile” at home and she did not remember them.
So as you start the season keep in mind that less can really be more. Stay on your budget. Buy items with meaning or is something that the person wants. Don’t go overboard because other family members do.
Watch what you spend on what I calling “buying garbage” - huh? When you buy wrapping paper and ribbon it is basically buying something that will quickly be garbage and thrown out. My rule for Christmas wrapping was $1 for 50 square feet for decades. I will now spend $1 for 40 square feet as price adjustment over time. I buy inexpensive curling ribbon and make long tendrils that I put on gifts - in expensive, one does not feel the need to “save the bows” and they don’t get crushed when traveling. I have a ribbon shredder to use on the ribbon, which makes it look even nicer. Christmas cards are the same. They are opened, maybe displayed and then thrown out. Shop wisely and one can get very nice cards inexpensively - and don’t forget the end of the season sales which seem these days to start right as the season starts. Think about this - my sister had a friend whose father owned a small chain of upscale card and gift stores. The girl’s gifts for my sister were always wrapped in Sunday color comics - never wrapping paper.
What surprised me the most was the total lack of trick or treaters. Even when we were home for Halloween we had no trick or treaters until the woman next door to us had her son and his family - including his young daughter - move in and then she came by for a couple of years until they moved. Then the house beyond that one had a new family move in - they had 3 children and we had the children and maybe a couple of their friends come by for maybe 3 years. The street is 4 lanes, so the family that lived across the street never came here - too dangerous to cross the street. We live on a main street with only these children on it in the past and since we did not know the families on the streets near us I figured that we did not have trick or treaters as they did not know us.
But now there is a new family in the house on either side of us and I figured that they would come by. They did not. What surprised us even more is that when we driving home from running errands and lunch - around 3:30 pm (which is when I would have been out making the rounds as a child) and later when we went out to pick up Chinese takeout for dinner - we did not see one child (or adult) in costumes walking around.
Later, after dinner, I read the regional newspaper (yes, I still read the “dead tree” newspaper) there was an article on how most of the neighborhoods no longer have trick or treaters going around. Parents and schools have apparently decided (and rightly so) for safety in today’s world to have parties at the schools or what is called “trunk and treat” at the schools or other location rather than the children going around house to house. This eliminates the danger of children out alone - and possibly in the dark - as well as what strangers might give the children. In thinking about it I realized that I had not seen any of the usual - “Bring your candy to the hospital and we will X-ray it for you.”
For those of you who might not know about trunk and treat - groups of families get together in parking lot at a school, park, or shopping center. The cars are decorated for the holiday and the trunk (or hatch) is open and the children go from car to car for their trick or treating and possibly other activities. Parents know who the other participants are and the children have fun and are safe. The first time I saw this was the Halloween 2 days after Superstorm Sandy. There were few people out and about and we had gasoline shortages and major electric outages. Sidewalks were not safe to walk on due to trees and limbs - and wires which had fallen down. I thought this a great idea for the children. I did not know at the time that it was something being done otherwise than the storm.
Have you noticed a lack of trick or treaters in your area in recent years - or is this area an anomaly?
THOUGHT OF THE WEEK -
If it is Halloween than the start of the end of the year holiday season is starting - if not already started. As we head into the end of year holiday season, think. Don’t overdo. Think “less is more”. Buy less items (oh, the retail industry will hate me) but think more about what you do buy. I tend to be very conservative in gift giving and have pushed husband in that direction.
His sister goes the opposite way and buys each of her two daughters, umm, I mean Santa brings each of her two daughters 64 gifts. Huh? Yes 64 gifts - and I don’t mean small ones. Sister in law has some idea stuck in her head that she received same each year as a child - I knew her then, she did not - and feels she must do this for her daughters. I have even seen her give duplicate gifts to them as she forgot she already bought the same or very similar gift the same year. Their grandmother (on their dad’s side) goes into debt that she cannot afford to buy them even more.
As a result the girls do not value what they have received - or even remember what they have received. The two girls are adopted from China. When the older one was younger (she is a teenager now) we bought her an Asian faced Cabbage Patch Kid. Her grandmother also did so. A couple of years later she was at our house and I was playing with my Cabbage Patch Dolls with her. (No children, so dolls and bears are my substitute - when I play with the dolls with our nieces I am the nice aunt, if I play with them alone, I am “the crazy lady”.) Niece said to me “I wish I had a doll like these.” I told her that she two of them - and she was shocked. They were “on the pile” at home and she did not remember them.
So as you start the season keep in mind that less can really be more. Stay on your budget. Buy items with meaning or is something that the person wants. Don’t go overboard because other family members do.
Watch what you spend on what I calling “buying garbage” - huh? When you buy wrapping paper and ribbon it is basically buying something that will quickly be garbage and thrown out. My rule for Christmas wrapping was $1 for 50 square feet for decades. I will now spend $1 for 40 square feet as price adjustment over time. I buy inexpensive curling ribbon and make long tendrils that I put on gifts - in expensive, one does not feel the need to “save the bows” and they don’t get crushed when traveling. I have a ribbon shredder to use on the ribbon, which makes it look even nicer. Christmas cards are the same. They are opened, maybe displayed and then thrown out. Shop wisely and one can get very nice cards inexpensively - and don’t forget the end of the season sales which seem these days to start right as the season starts. Think about this - my sister had a friend whose father owned a small chain of upscale card and gift stores. The girl’s gifts for my sister were always wrapped in Sunday color comics - never wrapping paper.
Thursday, October 25, 2018
MEDICAL MATTERS TAKE MORE TIME THAN SHOULD
Well, it looks like we are coming out of our “emergency” situation with husband’s shoulder. No, it is not that he is better, but rather that he can mostly deal with it. Last weekend he decided that he should try to get back to his normal routine. We had dinner out on Friday night. We ended up at Wendys and he ordered and carried the tray. When we have gone for lunch, I have had to go up and order and carry the tray - although for the lunches since then, I have been ordering and carrying the tray again. Saturday night we went to Ikea for dinner and then the movies. We have not gone to the movies since he hurt his shoulder - and normally we go every Saturday night. Sunday we even went to one of the Asian buffets we go to for dinner. I can touch his arm again without him screaming in pain. I have pushed him to open doors to different businesses we go to and he can open some, but some are too heavy for his shoulder. Biggest problem continues to be the seat belt sitting on shoulder when he drives.
We missed another reenactment event this past weekend. It was a new event and it all sounded complicated - since we were coming late everything we brought would have to be carried in. No parking for the event and looking at the map - we would be parking on residential streets on the far side of a wide main road, that we would then have to cross back - with our stuff - with no traffic light to help us. We would therefore have to travel very light. No bringing even our smaller box bench as it would be too heavy for me to carry - he certainly could not without much pain and making his shoulder worse. We would have to use the reproduction folding stools we have. (Husband made them.) Not a problem normally, but I knew it would be a problem for him right now. So I had him try one - the look on his face said it all. We got a piece of board from the garage workshop and he tried that across the stool - he said it was maybe okay. In the end we decided not to go. From the report on the event it was not a major loss. It is just that he feels that is he is giving in and weak as does he is not doing things
This has continued to be a week of dealing with medical things. I am hard to get blood from during a blood test. The nurse last week was good - I barely felt the needle. When I took off the bandaid when we got home, I was surprised at the bruising where she had done the test, but knew it would go away. Over the weekend we went to Costco and husband found a new canned soup that he wanted. We bought the 8 pack of soup and a small bottle of vitamins which were in a cart. I hate the Costco carts as they are too tall for me to push comfortably and when we walked out of the store I picked up the soup and handed him the vitamins with him protesting all the way about my carrying the “heavy”soup. The weather has been cold here and I have been wearing a long sleeved sweatshirt over my tee shirt. Sunday night when I suddenly was hot and took of the sweatshirt I saw that rather than healing, the bruise area had gotten larger. Of course husband looked it up and said that it was due to carrying heavy items - “see, you should not have carried the soup”. So I am waiting for my arm to be back to normal.
Wednesday we went to the doctor for our regular appointment. All went well, Doctor checked husband’s shoulder and said maybe another month to 6 weeks and it should be okay or we will “see” what else needs to be done - probably nothing.
Now, our state put in a new law maybe last year. Rather than writing out prescriptions and handing them to us, all prescriptions for people (as opposed to veterinarian ones for animals) have to be sent directly by the doctor to the pharmacy. This may be great for helping prevent and deal with addiction, but has been a nightmare for us in dealing with our prescriptions. I keep our prescriptions organized. We are given them 3 months worth at a time. I keep those bottles in our downstairs bathroom (no shower or bath tub to make it steam). I have smaller bottles in the kitchen cabinet. When I use up all the medications in a kitchen bottle, I count out 30 days worth from the ones in the bathroom into the ones in the kitchen and I make a mark on the lid of the bathroom bottle. It helps me keep track of how much medication we have left.
With the new system of no written prescriptions not only do we not see what has been sent through to make sure it is correct, the pharmacy automatically fills all of the prescriptions . Often we don’t need all of them filled and we have to stand there while one of the pharmacy employee wastes time reversing the ones we don’t need. (I am not upset with the pharmacy or their personnel - they go above and beyond as will be shown.) So this time I told husband that I was just going to take all the refills now - even if we don’t need them yet - except for his insulin. (The insulin has to be refrigerated or is only good for 42 days. We have a mostly full box and did not want a second box in the house in case of hurricane and no refrigerator.)
When we got to the pharmacy I explained this and it was no problem not to fill the insulin. We then walked around the store. Husband for some reason was not having a good day with his arm. I offered for us to go home and I would come back for the prescriptions - or they could wait until the next day (today). He insisted on staying. He settled on the bench near the pharmacy to wait.
The prescriptions were almost ready and we waited. Then we were called and I went up to get them. I had added up in my head that they should cost between $30 and $40 so when it rang up for $57 - I was shocked. I went over to husband and we while he checked that the medications were the correct ones, I looked at the charge card receipt - my medications had been rung up at the rate from my old insurance. I switched insurance as of this month - I used to buy my meds off the old insurance as doing so was cheaper - and had purposely brought the cards in a couple of weeks ago so the change would be on file. It was not. One of the employees researched it and switched it over to the new insurance and it’s lower rate. But to do this she had to take out half the pills in 2 of them as I take a half a pill not a whole pill and the insurance would only allow 45 pills for the 90 days, not the 90 pills I had been getting. Okay, I understand. I really appreciated the attention and time the employee put into this - and she was standing on crutches having been hurt in some way, so I felt really bad. She rebottled the pills and gave me a refund for the overpayment. My credit card slip for the original purchase had gone astray on their end during all of this and the search for it was close to 10 minutes before it was found. I was at the point that I had asked if they could just give me a reprint and employee was about to check - when it was found. I thanked her profusely and we came home - 2 hours gone. When I got home I realized that we were charge for the needles for husband’s insulin three times as much as it has been cost before.
We also get test strips to use in our Diabetes meters. When at the pharmacy yesterday, they told us that the doctor’s office had not included a diagnosis code and that we should call to have it resent to them. I did so this morning. This afternoon we went in and discussed the price of the strips - apparently he had been under billed in the past and this amount was correct. When they ran through my test strips they came up for almost $50. They are suppose to be free. I know from when husband switched to this insurance that the first time they charged him $5 and then when it was processed through, the $5 was refunded - but $50? Also they only had enough to fill one of our prescriptions. I had them fill husband’s prescription and I will have to call our insurance company to find out what is going on with the billing for my strips before I get them. I again thanked the employee (same one as yesterday). This all went much smoother when husband switched his medical insurance last year.
Since husband was doing better - even if he does not think he is - and I knew that he could go out for lunch on his own, I told him that I am going to my client tomorrow as I have work that has to be done there - I did not make it there last month for other reasons and this month is quickly running out. (Plus I would like to get paid - we can use the money.) He was not happy, but understood. I told him that I would take our van so he could have the car as it is easier for him to deal with the door and seatbelt in the car. I know the van can fit in the municipal garage I park in as I have taken it there before. He insisted he would be happier if I had the car and he will deal with the van. So I called the client and I am going to work tomorrow. Something I normally look forward to, but am too tired to do so this month. (Oh, I need an extension cord for this client -and it is a special one as it has a flat plug as the outlet is behind a safe. I could not of course find this cord when packing this afternoon to go to work tomorrow - it is kept in my brief case. I finally found out that “the teddies in my little village had borrowed it”, okay, I had grabbed it to use for them until I got one for the village and forgot about it!)
Laundry is behind as we don’t want me carrying it upstairs and he can’t. I have not changed the bedding since he became ill as he has his pillows as needs them (which changes at times) and we don’t want to move them out of position. So I have gotten a lot of undone paperwork done, but other things are falling behind.
THOUGHT OF THE WEEK -
Know what your medical insurance covers and what it costs. Don’t be afraid to make sure that you get what you are entitled to or ask to have something changed to what you are entitled to. In the past we have had a blood pressure medication changed by the doctor at our request as one goes on a formulary and another goes off - they are the same category of medication.
Also if you are picking new medical insurance - and this is the time of year that happens - make sure that any medications or other prescription items that you take are on the formulary (list of covered medications) that the new company has.
We missed another reenactment event this past weekend. It was a new event and it all sounded complicated - since we were coming late everything we brought would have to be carried in. No parking for the event and looking at the map - we would be parking on residential streets on the far side of a wide main road, that we would then have to cross back - with our stuff - with no traffic light to help us. We would therefore have to travel very light. No bringing even our smaller box bench as it would be too heavy for me to carry - he certainly could not without much pain and making his shoulder worse. We would have to use the reproduction folding stools we have. (Husband made them.) Not a problem normally, but I knew it would be a problem for him right now. So I had him try one - the look on his face said it all. We got a piece of board from the garage workshop and he tried that across the stool - he said it was maybe okay. In the end we decided not to go. From the report on the event it was not a major loss. It is just that he feels that is he is giving in and weak as does he is not doing things
This has continued to be a week of dealing with medical things. I am hard to get blood from during a blood test. The nurse last week was good - I barely felt the needle. When I took off the bandaid when we got home, I was surprised at the bruising where she had done the test, but knew it would go away. Over the weekend we went to Costco and husband found a new canned soup that he wanted. We bought the 8 pack of soup and a small bottle of vitamins which were in a cart. I hate the Costco carts as they are too tall for me to push comfortably and when we walked out of the store I picked up the soup and handed him the vitamins with him protesting all the way about my carrying the “heavy”soup. The weather has been cold here and I have been wearing a long sleeved sweatshirt over my tee shirt. Sunday night when I suddenly was hot and took of the sweatshirt I saw that rather than healing, the bruise area had gotten larger. Of course husband looked it up and said that it was due to carrying heavy items - “see, you should not have carried the soup”. So I am waiting for my arm to be back to normal.
Wednesday we went to the doctor for our regular appointment. All went well, Doctor checked husband’s shoulder and said maybe another month to 6 weeks and it should be okay or we will “see” what else needs to be done - probably nothing.
Now, our state put in a new law maybe last year. Rather than writing out prescriptions and handing them to us, all prescriptions for people (as opposed to veterinarian ones for animals) have to be sent directly by the doctor to the pharmacy. This may be great for helping prevent and deal with addiction, but has been a nightmare for us in dealing with our prescriptions. I keep our prescriptions organized. We are given them 3 months worth at a time. I keep those bottles in our downstairs bathroom (no shower or bath tub to make it steam). I have smaller bottles in the kitchen cabinet. When I use up all the medications in a kitchen bottle, I count out 30 days worth from the ones in the bathroom into the ones in the kitchen and I make a mark on the lid of the bathroom bottle. It helps me keep track of how much medication we have left.
With the new system of no written prescriptions not only do we not see what has been sent through to make sure it is correct, the pharmacy automatically fills all of the prescriptions . Often we don’t need all of them filled and we have to stand there while one of the pharmacy employee wastes time reversing the ones we don’t need. (I am not upset with the pharmacy or their personnel - they go above and beyond as will be shown.) So this time I told husband that I was just going to take all the refills now - even if we don’t need them yet - except for his insulin. (The insulin has to be refrigerated or is only good for 42 days. We have a mostly full box and did not want a second box in the house in case of hurricane and no refrigerator.)
When we got to the pharmacy I explained this and it was no problem not to fill the insulin. We then walked around the store. Husband for some reason was not having a good day with his arm. I offered for us to go home and I would come back for the prescriptions - or they could wait until the next day (today). He insisted on staying. He settled on the bench near the pharmacy to wait.
The prescriptions were almost ready and we waited. Then we were called and I went up to get them. I had added up in my head that they should cost between $30 and $40 so when it rang up for $57 - I was shocked. I went over to husband and we while he checked that the medications were the correct ones, I looked at the charge card receipt - my medications had been rung up at the rate from my old insurance. I switched insurance as of this month - I used to buy my meds off the old insurance as doing so was cheaper - and had purposely brought the cards in a couple of weeks ago so the change would be on file. It was not. One of the employees researched it and switched it over to the new insurance and it’s lower rate. But to do this she had to take out half the pills in 2 of them as I take a half a pill not a whole pill and the insurance would only allow 45 pills for the 90 days, not the 90 pills I had been getting. Okay, I understand. I really appreciated the attention and time the employee put into this - and she was standing on crutches having been hurt in some way, so I felt really bad. She rebottled the pills and gave me a refund for the overpayment. My credit card slip for the original purchase had gone astray on their end during all of this and the search for it was close to 10 minutes before it was found. I was at the point that I had asked if they could just give me a reprint and employee was about to check - when it was found. I thanked her profusely and we came home - 2 hours gone. When I got home I realized that we were charge for the needles for husband’s insulin three times as much as it has been cost before.
We also get test strips to use in our Diabetes meters. When at the pharmacy yesterday, they told us that the doctor’s office had not included a diagnosis code and that we should call to have it resent to them. I did so this morning. This afternoon we went in and discussed the price of the strips - apparently he had been under billed in the past and this amount was correct. When they ran through my test strips they came up for almost $50. They are suppose to be free. I know from when husband switched to this insurance that the first time they charged him $5 and then when it was processed through, the $5 was refunded - but $50? Also they only had enough to fill one of our prescriptions. I had them fill husband’s prescription and I will have to call our insurance company to find out what is going on with the billing for my strips before I get them. I again thanked the employee (same one as yesterday). This all went much smoother when husband switched his medical insurance last year.
Since husband was doing better - even if he does not think he is - and I knew that he could go out for lunch on his own, I told him that I am going to my client tomorrow as I have work that has to be done there - I did not make it there last month for other reasons and this month is quickly running out. (Plus I would like to get paid - we can use the money.) He was not happy, but understood. I told him that I would take our van so he could have the car as it is easier for him to deal with the door and seatbelt in the car. I know the van can fit in the municipal garage I park in as I have taken it there before. He insisted he would be happier if I had the car and he will deal with the van. So I called the client and I am going to work tomorrow. Something I normally look forward to, but am too tired to do so this month. (Oh, I need an extension cord for this client -and it is a special one as it has a flat plug as the outlet is behind a safe. I could not of course find this cord when packing this afternoon to go to work tomorrow - it is kept in my brief case. I finally found out that “the teddies in my little village had borrowed it”, okay, I had grabbed it to use for them until I got one for the village and forgot about it!)
Laundry is behind as we don’t want me carrying it upstairs and he can’t. I have not changed the bedding since he became ill as he has his pillows as needs them (which changes at times) and we don’t want to move them out of position. So I have gotten a lot of undone paperwork done, but other things are falling behind.
THOUGHT OF THE WEEK -
Know what your medical insurance covers and what it costs. Don’t be afraid to make sure that you get what you are entitled to or ask to have something changed to what you are entitled to. In the past we have had a blood pressure medication changed by the doctor at our request as one goes on a formulary and another goes off - they are the same category of medication.
Also if you are picking new medical insurance - and this is the time of year that happens - make sure that any medications or other prescription items that you take are on the formulary (list of covered medications) that the new company has.
Friday, October 19, 2018
WHAT IF YOU OR YOUR OTHER HALF WAS UNABLE TO DEAL WITH THE HOUSEHOLD OR FINANCES?
Gosh darn! I did it again! I forgot to post yesterday!
Now, I was doing well, at the beginning of the week I had an idea for what to post about - which I forgot, but as I wrote this very line, the idea came back.
Husband has been having a bad week - his back now is down to an ache and it varies from worse to better - twice it disappeared completely for a couple of hours - but sometimes it gets worse when he takes the medication or when he soaks in a hot shower, the idea our doctor recommended. We happened to be at the doctor’s office today - before all this with his shoulder, I had made appointments for our annual visit and its bloodwork, and today was the bloodwork. Doctor said it could take 6 weeks for his shoulder to stop hurting completely - 4 more to go and neither can take much more of this - for him the pain and inability to go out and do things as he gets too exhausted and it makes his shoulder/arm/ - and now also - neck hurt more. He is frustrated with it all and I am exhausted from trying to help him. Every thing is a bit confused. I am not completely sure what day it is unless I check. (Good thing we have our pills in several day of the week boxes, so it helps remind us what day it and whether or not we took our medications.) When we go for lunch at Wendys I order and get the lunch while he gets the table - the opposite of what we normally do - which also confuses the employees - one fellow there lists me as Mrs. “husband first name”. Others just list with me his name. And then again, the weekend crew which does not know us as well asked for my name - I gave him my middle name to avoid having to spell my name.
On the other hand I have gotten a lot of decluttering done as we are home so much. I have finished scanning in the articles from the older reenacting magazines that we decided to scan the articles he wanted into the computer and then get rid of the magazines. They are now stacked up to take to next month’s reenactment unit meeting and pass them along to others who have joined more recently and not had a chance to read them. In one magazine he only had one article marked to scan - and that was two pages - see, we really did not need to keep the entire magazine at all. As these magazines leave, I have room for the newer ones. I started today scanning in the articles from the magazine from the national of my embroidery club. These magazines after they are scanned go with me to the meetings or places where we do a “stitch in public” and I give them out to people who might be interested in joining us so they can see the nice magazine they will get from national and also get rid of them without throwing them away (ditto the other ones we bring to the reenactment unit meetings). I also have been making telephone calls that I put off as we are not home and awake enough time to make the calls. I still have to call our eye doctor and make an appointment for us - but not sure when to do so as he can’t drive out there.
Okay, now the idea I had for this week. Have you done anything to allow someone else to take over running your household if they had to? For decades I tried to get my husband to pay attention to our finances - where we bank, what money comes in, what bills have to go out, etc. He never wanted to talk about it - it would be bad luck. I started paying his bills for him before we got married and kept doing so - “You’re an accountant. You do it. You are better at it.” I would say to him as I tried to get him to look at things and how I do them “What would happen if I was kidnaped and you had to find the money to pay them to get me back?” Death was not allowed to be mentioned. “I would tell them that have to put you on the phone to tell me where the money is so I could pay them.”
In December 2012 we were in a bad car accident - in front of the house next door to ours. We luckily were not only still alive somehow, but also uninjured. This scared him. He suggested to me that I should I make up a notebook with all the information that someone would need to take over our bills, deposits, running the household, etc. By this he meant, even more than himself, if someone had to take it all over because we were injured.
I started doing this and in the ensuing 6 years I have done parts of it and then redone so. To date it is in my computer and not in a notebook, but I am working doing so. I found a old looseleaf book to use. (Better to recycle it to this than have it sit in the closet and buy a new one.)
My first go around with this - back in 2013 - was to write copious notes about when each bill comes in, when it has to go out, how I write the check, and how I post it in my financial software. Second go around, I scanned one of each bill into the computer as an example.
Currently I am scanning in each bill (first page only) when it is paid along with the check that pays it, anyway, as part of my bill paying. I have to make new notes about each bill and put it the notebook. I also figured out that I would put in the information we receive annually about our garbage pickup, with written instructions to go along with it. I want to write up information about how to use the washer and dryer. How and what I clean (okay, plan to clean and don’t always get to). When things such as the oil burner inspection needs to be done (the company we have a contract with did not call last year - or this year and with dealing with husband and still trying to get to my client to go to work there (for 2 months work now) I never had a chance to call them to ask why I haven’t heard about an appointment for 2 years or set up an appointment. Where what Christmas decorations are stored in the basement and so on.
What prompted to me to write about this now is an article I read in a publication reminding me how hard this can be on the survivor(s). I have had several clients who had their home/family run traditionally. The wife took care of the house and the husband took care of the finances. In each case the husband died and I had to help the widow figure out what they had. This was in the pre-Internet days which was an advantage as for some items we just had to wait until the widow received something in the mail. In January/February one receives all the papers for income taxes so that helped. In addition in some cases we had to check the state unclaimed/abandoned property office (each US state has one - not sure what is done in other countries) to see if anything had slipped by us and had been turned over to the state for the state to hold until it was claimed. Especially important for all spouses (and/or someone else) to know about is any life insurance which has its premiums paid off as nothing may come in the mail from the insurance company.
In addition these days the items maybe sent by email - and one may not be able to check the spouse’s email. Generally items online are not something that can be inherited. By this I mean if your spouse had an (or more than one) email accounts and you do not know how to sign into them, you may not be allowed to get into them as they were your spouse’s account not yours. In addition if there is a Facebook account etc. you may not be given the information to sign into it - it is their account not yours. Do you and your spouse (by which I mean any significant other) share a book download account? If it is in your spouse’s name you probably lose the books in it as they are not for sharing and cannot be inherited.
So if you and someone share accounts make sure that both of you know how to sign into them and what the passwords are. In the article I mentioned, the poor widow was going crazy trying to figure out her husband’s security question answers to be able to set new passwords when she did not know what the passwords were to the accounts. Her husband’s first pet’s name - she put in what she thought it was, but it did not work. His first school - not the one she thought it was.
THOUGHT OF THE WEEK -
None of us likes to think about injury or illness or death of ourselves or those we love - and we think that we have lots of time to deal with it. One never knows. Make sure that you and your other half -if you have one - or someone else who is close and responsible - know about each other’s accounts and log in info. Make sure that you both know what your (joint if applicable) financial situation is and how and when money comes in and goes out and from where it comes and where it goes. Make sure that both of you know about all insurances related to each other. Try to have a list of bills you pay monthly, quarterly, annually, etc. for reference. Have a list of incoming money and when, how and where it comes- especially money that is not a paycheck. If you own a house, car, stocks, etc. make sure both (or all) of you know where the ownership papers are for it. Bank Vault? Locked box in the closet? The back of several drawers? Also if you (or your other) has jewelry include the information about where it is, what it is, and if it is valuable. (My husband knows that the jewelry in the jewelry box on top of dresser is all junk jewelry of no value, but there is a small box stashed with minor items that are real jewelry and the rest is in our bank vault.)
Also if you have all this information organized, in case of an emergency you can take the information with you if you have to flee your home from any of these horrible weather situations which have become more common in recent years. I have a copy of the computer data backup I put in the bank in my “grab and go” folder which has copies of our car and house titles, insurance policies, and I put the bank statements when I reconcile them in the folder - and take out the prior month’s statement and file that one away. This way I have the most recent bank statement to come with us - including the ones for the two organizations that I am treasurer of.
Now, I was doing well, at the beginning of the week I had an idea for what to post about - which I forgot, but as I wrote this very line, the idea came back.
Husband has been having a bad week - his back now is down to an ache and it varies from worse to better - twice it disappeared completely for a couple of hours - but sometimes it gets worse when he takes the medication or when he soaks in a hot shower, the idea our doctor recommended. We happened to be at the doctor’s office today - before all this with his shoulder, I had made appointments for our annual visit and its bloodwork, and today was the bloodwork. Doctor said it could take 6 weeks for his shoulder to stop hurting completely - 4 more to go and neither can take much more of this - for him the pain and inability to go out and do things as he gets too exhausted and it makes his shoulder/arm/ - and now also - neck hurt more. He is frustrated with it all and I am exhausted from trying to help him. Every thing is a bit confused. I am not completely sure what day it is unless I check. (Good thing we have our pills in several day of the week boxes, so it helps remind us what day it and whether or not we took our medications.) When we go for lunch at Wendys I order and get the lunch while he gets the table - the opposite of what we normally do - which also confuses the employees - one fellow there lists me as Mrs. “husband first name”. Others just list with me his name. And then again, the weekend crew which does not know us as well asked for my name - I gave him my middle name to avoid having to spell my name.
On the other hand I have gotten a lot of decluttering done as we are home so much. I have finished scanning in the articles from the older reenacting magazines that we decided to scan the articles he wanted into the computer and then get rid of the magazines. They are now stacked up to take to next month’s reenactment unit meeting and pass them along to others who have joined more recently and not had a chance to read them. In one magazine he only had one article marked to scan - and that was two pages - see, we really did not need to keep the entire magazine at all. As these magazines leave, I have room for the newer ones. I started today scanning in the articles from the magazine from the national of my embroidery club. These magazines after they are scanned go with me to the meetings or places where we do a “stitch in public” and I give them out to people who might be interested in joining us so they can see the nice magazine they will get from national and also get rid of them without throwing them away (ditto the other ones we bring to the reenactment unit meetings). I also have been making telephone calls that I put off as we are not home and awake enough time to make the calls. I still have to call our eye doctor and make an appointment for us - but not sure when to do so as he can’t drive out there.
Okay, now the idea I had for this week. Have you done anything to allow someone else to take over running your household if they had to? For decades I tried to get my husband to pay attention to our finances - where we bank, what money comes in, what bills have to go out, etc. He never wanted to talk about it - it would be bad luck. I started paying his bills for him before we got married and kept doing so - “You’re an accountant. You do it. You are better at it.” I would say to him as I tried to get him to look at things and how I do them “What would happen if I was kidnaped and you had to find the money to pay them to get me back?” Death was not allowed to be mentioned. “I would tell them that have to put you on the phone to tell me where the money is so I could pay them.”
In December 2012 we were in a bad car accident - in front of the house next door to ours. We luckily were not only still alive somehow, but also uninjured. This scared him. He suggested to me that I should I make up a notebook with all the information that someone would need to take over our bills, deposits, running the household, etc. By this he meant, even more than himself, if someone had to take it all over because we were injured.
I started doing this and in the ensuing 6 years I have done parts of it and then redone so. To date it is in my computer and not in a notebook, but I am working doing so. I found a old looseleaf book to use. (Better to recycle it to this than have it sit in the closet and buy a new one.)
My first go around with this - back in 2013 - was to write copious notes about when each bill comes in, when it has to go out, how I write the check, and how I post it in my financial software. Second go around, I scanned one of each bill into the computer as an example.
Currently I am scanning in each bill (first page only) when it is paid along with the check that pays it, anyway, as part of my bill paying. I have to make new notes about each bill and put it the notebook. I also figured out that I would put in the information we receive annually about our garbage pickup, with written instructions to go along with it. I want to write up information about how to use the washer and dryer. How and what I clean (okay, plan to clean and don’t always get to). When things such as the oil burner inspection needs to be done (the company we have a contract with did not call last year - or this year and with dealing with husband and still trying to get to my client to go to work there (for 2 months work now) I never had a chance to call them to ask why I haven’t heard about an appointment for 2 years or set up an appointment. Where what Christmas decorations are stored in the basement and so on.
What prompted to me to write about this now is an article I read in a publication reminding me how hard this can be on the survivor(s). I have had several clients who had their home/family run traditionally. The wife took care of the house and the husband took care of the finances. In each case the husband died and I had to help the widow figure out what they had. This was in the pre-Internet days which was an advantage as for some items we just had to wait until the widow received something in the mail. In January/February one receives all the papers for income taxes so that helped. In addition in some cases we had to check the state unclaimed/abandoned property office (each US state has one - not sure what is done in other countries) to see if anything had slipped by us and had been turned over to the state for the state to hold until it was claimed. Especially important for all spouses (and/or someone else) to know about is any life insurance which has its premiums paid off as nothing may come in the mail from the insurance company.
In addition these days the items maybe sent by email - and one may not be able to check the spouse’s email. Generally items online are not something that can be inherited. By this I mean if your spouse had an (or more than one) email accounts and you do not know how to sign into them, you may not be allowed to get into them as they were your spouse’s account not yours. In addition if there is a Facebook account etc. you may not be given the information to sign into it - it is their account not yours. Do you and your spouse (by which I mean any significant other) share a book download account? If it is in your spouse’s name you probably lose the books in it as they are not for sharing and cannot be inherited.
So if you and someone share accounts make sure that both of you know how to sign into them and what the passwords are. In the article I mentioned, the poor widow was going crazy trying to figure out her husband’s security question answers to be able to set new passwords when she did not know what the passwords were to the accounts. Her husband’s first pet’s name - she put in what she thought it was, but it did not work. His first school - not the one she thought it was.
THOUGHT OF THE WEEK -
None of us likes to think about injury or illness or death of ourselves or those we love - and we think that we have lots of time to deal with it. One never knows. Make sure that you and your other half -if you have one - or someone else who is close and responsible - know about each other’s accounts and log in info. Make sure that you both know what your (joint if applicable) financial situation is and how and when money comes in and goes out and from where it comes and where it goes. Make sure that both of you know about all insurances related to each other. Try to have a list of bills you pay monthly, quarterly, annually, etc. for reference. Have a list of incoming money and when, how and where it comes- especially money that is not a paycheck. If you own a house, car, stocks, etc. make sure both (or all) of you know where the ownership papers are for it. Bank Vault? Locked box in the closet? The back of several drawers? Also if you (or your other) has jewelry include the information about where it is, what it is, and if it is valuable. (My husband knows that the jewelry in the jewelry box on top of dresser is all junk jewelry of no value, but there is a small box stashed with minor items that are real jewelry and the rest is in our bank vault.)
Also if you have all this information organized, in case of an emergency you can take the information with you if you have to flee your home from any of these horrible weather situations which have become more common in recent years. I have a copy of the computer data backup I put in the bank in my “grab and go” folder which has copies of our car and house titles, insurance policies, and I put the bank statements when I reconcile them in the folder - and take out the prior month’s statement and file that one away. This way I have the most recent bank statement to come with us - including the ones for the two organizations that I am treasurer of.
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